She's On The Money
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She's On The Money
Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun...
Episoade Recente
913 episoade
Summer Starter Series: Budgeting and Cash Flow
This summer, we’re dropping a bonus foundations series for anyone who’s ready to feel more in control. Whether you’re brand new here, or you’ve been l...
The Fresh Start Your Money Actually Needs in 2026 (No Matter Where You’re Starting From)
Want 2026 to be the year you get your money on track? This ep is the perfect place to start. It’s our very first Friday Drinks of the year and instead...
Even More Unhinged Savings Hacks
Sometimes a spreadsheet isn’t going to cut it. Sometimes the only thing standing between you and an impulse purchase is a genuinely unhinged obstacle,...
A Love Letter to Everyone Who Survived 2025
If December has you replaying the year in your head, thinking about the money choices you made, the goals that shifted, or why things didn’t quite lan...
THE SOTM EOY PARTY… Plus Should You Get a Credit Card & Is Building a Home Really Cheaper Than Buying?
It's our biggest Friday Drinks of the year so we're throwing a party aka our year in review. The stats, the moments that surprised us, and the communi...
Our 5 Christmas Wishes For You (That’ll Make You Richer, Calmer & More Confident in 2026)
This is the one conversation you need to hear before the year ends, because the way you think about money right now will shape how 2026 feels far more...
He Convinced Her To Buy Property With Her Inheritance… Then Tried to Take It in the Breakup
This is one of those Money Diaries that starts with a decision that feels sensible at the time… and slowly reveals just how much weight it carries. Wh...
How to Navigate Different Family Money Values this Christmas... and a Very Relatable Bill-Splitting Drama
Ever stared at the bill split amount and thought… sorry, why am I paying for food I did not eat? We’re unpacking a takeaway dilemma where one person o...
You Can Invest in Property With $5. Yes, Really. (A Beginner’s Guide to REITs)
If you’ve ever looked at property prices and thought, cool, guess I’ll just rent forever then, this episode is for you. Because while the white picket...
From $60k in Debt and Lying About Being Unemployed to Becoming the Lazy CEO Behind Showpo’s $100 Million Empire
Even some of the most successful people you know started at rock bottom like $60k in debt, no job, and pretending everything is totally fine. That was...
You’re Doing Everything Right, So Why Do You Still Feel Behind? And The Pressure to Make Christmas Perfect
Some weeks it feels like you’re doing everything right with money… and still getting nowhere. If that’s been your energy lately, you’re not alone. Thi...
Bougie on a Budget: 17 Hacks to Slash Your Christmas Food Bill with Chelsea Goodwin (Plus Her Menu For Under $100 You Can Steal)
If you want to wow your family with a fancy-looking Christmas feast while secretly spending way less, you need this episode. We called in our favourit...
How a Year Making SOTM Completely Transformed Our Producer Emma’s Finances
A year after being thrown head first into financial litteracy and producing over 200 episodes of She’s On The Money, our behind the scenes queen Emma...
Should You Push Through Burnout for Your Financial Goals? And How To Quit Without Burning Bridges
You’re trying to save, plan, be responsible, do the grown-up things, but underneath it you’re tired in a way that a weekend off doesn’t quite fix. If...
7 Sneaky Christmas Traps That Make You Blow Your Budget (and How to Beat Them)
Every December starts with good intentions and ends with the same sentence: how did I spend that much? Because Christmas has a way of turning even the...
Wait till You Hear What this 25 Year Old Has Built on a Macca’s Paycheck
If you’ve ever looked at your payslip and thought “there’s no way I can build anything on this,” this diary is the proof you need. Our Money Diarist s...
Financial Confidence for Our First Nations Community with Leah Bennett
This special episode was created for our First Nations community members. Victoria invited Leah Bennett from the First Nations Foundation on the show...
Is Crypto a Goldmine or a Gamble? And The Smartest Way to Use Your Spare Cash
Ever seen a crypto bro promising this coin is going to be the next big thing and thought… okay but what if? Well this week we got a DM from someone wh...
Emma Edwards Stopped Shopping for 365 Days and Accidentally Fixed Her Finances (Plus Her Relationship With Money and Herself)
You know when you’re standing in front of your overflowing wardrobe, absolutely drowning in clothes, and still somehow convincing yourself you have no...
Investing Diaries: She Didn’t Invest for Two Years… and Her Portfolio Grew $20K Anyway
Our very first Investing Diary has landed, and she is the perfect reminder that investing is absolutely for women like us. Before she ever opened an a...
DIY Investing vs Managed Portfolios: Which One Should You Choose? And How to Avoid a Black Friday Budget Blowout
If you’ve ever heard “managed portfolio” and thought… okay but what actually are they, this one’s for you. We break down what “managed” really means i...
Your Superannuation Glow-Up Part 2: The Small Add-Ons That Could Make You a Millionaire
We all want a bigger super balance… but how do you actually make that happen in real life? Part 1 in our Super Glow-Up series got your foundations sor...
Money Diaries Update: What Really Happens in a Divorce Settlement (And Where She Ended Up)
This is the update you’ve all been waiting for… and a year later, she’s back to tell us what really went down. Last time we spoke, the separation was...
Borrowing to Invest: Brilliant Move or Big Mistake? And How To Survive Christmas Gifting Season (Without Going Broke)
You’re ready to start investing… and then someone suggests borrowing money to make your portfolio grow faster. It sounds genius in theory, but is it a...
Victoria & Brooke Reveal the Really Simple Framework Behind Their Investment Portfolios
Want the inside scoop on the seriously simple strategy behind Victoria and Brooke's investment portfolios? This ep is all about the framework they bot...
She Cried Over a Holiday She Couldn’t Afford… Now She’s on Track to Retire by 40
Have you ever wanted to see what would happen if you actually sat down and did that budget?
This week’s Money Diarist actually did it and everyt...
Should You Salary Sacrifice Into Super Or Save For a House? Plus a Spicy Sibling Debate About Financial Fairness
\What’s actually better for future you... adding more to your super, or growing that house deposit? This week we’re unpacking one of the biggest money...
How Sammy Robinson Built the Cult Brand One Mile (With Her Own Savings)
You know that dream of starting something on your own... but the money part feels impossible? Sammy Robinson did it anyway. At 22, she took the saving...
She Maxed Out Her $10K Credit Card Partying... Now She Owns Two Properties
You know that feeling when you start earning your own money and suddenly everything feels possible... the festivals, the flights, the “let’s just go o...
Should You Invest While You're Still In Debt? And an Early Inheritance Dilemma
You’re smashing your financial goals, debt’s going down, confidence’s going up, and then that little voice pipes up: “Should I be investing too?” This...
How To Buy Property Without The Bank of Mum and Dad (or a 20% Deposit)
If you’ve ever looked at house prices and thought, “I guess I’ll just marry rich or manifest an inheritance” this ep is for you!
Victoria and Je...
She Left Her Husband With $12K and Two Suitcases... Now She’s Worth Six Figures
They say you end up with someone like your dad... and for this week’s diarist, that was the problem. Her dad was reckless with money, and years later,...
Should You Quit A Toxic Job Without a Backup Plan? And What To Do If You Can’t Get Insurance
Ever had a job so toxic it makes your morning coffee taste like dread? This week, a community member wrote in ready to walk... 60-hour weeks, zero re...
We Accidentally Found the Travel Hack That Saves You Serious Cash
You scrimp, save, and finally book your dream trip… only to spend it fighting for a pool lounger, paying peak rates for accom, and cropping 100 touris...
She Skipped Uni, Travelled for 4 Years… and Still Built Her Dream Life
Ever done something just because it’s what you’re supposed to do? Well, this week's diarist did the opposite. While everyone else was drowning in stud...
How to Set Up Your Kids (Without Losing Your Benefits)…And What to Do When You’re Putting in More for the House Than Your Partner
We all want to be the parent who “sets the kids up,” right? But between savings accounts, offsets, and “future nest egg” fantasies it's hard to know w...
The Daily Edited & In The Roundhouse: How Alyce Tran Turned a $5K Side Hustle Into Global Brands (and Landed Hailey Bieber as a Fan)
What if your "little side-hustle" became the next big brand everyone’s talking about? That’s exactly what happened to Alyce Tran, the ex-lawyer who tu...
The Teen Mum Who Went From Centrelink to a Six-Figure Life
Ever feel like everyone else’s life is speeding ahead while you’re stuck in the slow lane? This week’s Money Diarist knows that feeling too well. Whil...
How Much Should You Actually Save Before Having a Baby? And Balancing Travel Dreams Vs Buying a Home
Ever feel like your money goals are at war with your life goals? Like one minute you’re saving for a house… and the next you’re convincing yourself a...
Brooke’s FIRE Plan: How She’s Investing to Retire at 35
Retiring early is the ultimate dream... so when Brooke casually dropped that she’s on track to do it by 35 (without the Bank of Mum and Dad), you all...